Insurance Rating

Insurance Services Office (ISO) operates the Fire Suppression Rating Schedule (FSRS) nationwide, evaluating community fire prevention and suppression capabilities to assign a Public Protection Classification (PPC®)—a key factor most insurers use to determine home and business insurance premiums. Communities with better PPC scores typically benefit from lower fire insurance costs. For more details on the PPC program, visit the Texas Department of Insurance website at https://www.tdi.texas.gov/fire/fmppcfaq.html#a250095